Organise a CPR Presentation

CPR Insurance Services are able to provide a range of presentations on a number of important topics for business. We come to your office or your preferred location to present. We do this usually for no charge and for the contribution of education and knowledge to assist any group or business.

The subjects include:

  • Under-insurance – Whats the point?
  • Basic Risk Management – Thinking for your business.
  • Management Liability – risks to small to medium business
  • Association Liability – not for profit organisations are exposed
  • Directors & Officers Liability – Why do you need it
  • Professional Indemnity Insurance – number one protection
  • Liability Insurance – because it could be your fault

However, if there is a specific subject you would like presented to you, we are able to provide if it falls within our current expertise which is most areas of General Insurance.

Our core presentations are summarised as follows:

Underinsurance – What’s the point?

Under insurance of property or risk may be accidental or may be used to save money, but is it worth it?  What actually is it? Why do people under-insure? Why does it matter? The fact is, not insuring for the full indemnity or replacement value can be extremely costly, perhaps even wiping out a business. We go through different examples of areas of under-insurance, its impact and why Under Insurance should be avoided for any business.

Basic Risk Management – Thinking for your business

Managing Risks is an essential part of any modern business. Insurance is only one aspect of this (called Risk Transfer), but there are many other ways including:

  • Loss Control - minimising the risk as much as reasonably and financially possible
  • Risk Avoidance - not becoming involved with such risks at all.
  • Risk Financing - provisioning funds to manage potential risks
  • Risk Transfer - transferring the risk away contractually such as using risk carriers such as insurers,  or contractual conditions

We discuss the basics behind managing risk in a small business with some practical examples using these basic principals.

Management Liability – risks to small to medium businesses

If you run a small business, there are many exposures with simply managing it that you should be aware of and it is possible to have insurance protection for. Simply you have a duty of care owed to your employees, creditors, government agencies, competitors and shareholders. We discuss what these risks are and how you as a Director or Officer can be personally liable for various types of “wrongful acts” in simply trying to run a business.

Association Liability Insurance – not for profit organisations are exposed

Not for profit organisations have very similar exposures to Management Liability but instead there is no profit making incentive in the decisions Boards or Committees of Associations make. However they also owe a duty of care to many stakeholders. They are usually volunteers with their primary motivation to follow the vision of their Organisation but at the same time could risk losing their own home for making decisions on their behalf. They deserve protection for volunteering their time and yet risk being sued by a disgruntled member, or any other stakeholder.

We discuss why office bearers have this exposure and how there is a solution available with Insurance cover.

Directors & Officers Liability Insurance – Why do you need it?

Directors' and Officers' insurance compensates directors and officers for loss, including legal costs, where they have committed a 'wrongful act' while carrying out their role as managers of the corporate entity. Mainly taken by Public Corporations where their Directors understand the risks and insist upon the protection before accepting a Board position, it is still a subject of interest that can reviewed and discussed once again with this presentation.

 

Professional Indemnity Insurance – Number One Protection

The most important cover for a professional person is discussed here with a presentation from one of the most knowledgeable Insurance Brokers on the subject. Robert Cooper has long been regarded as an expert in Professional Indemnity Insurance and this presentation makes it simple to understand what can be a very confusing and complex cover. Understand why as a Professional you have a duty of care, traps and tips for policy holders, and why it is quite likely you do not have enough cover.

Liability Insurance – because it could be your fault

Liability cover encompasses a wide area. We mainly know about Public Liability and Products Liability, but don’t forget other liability covers such as Employment Practices Liability, Cyber Risk Liability, Management Liability, Professional Indemnity and Directors & Officers Liability. What is claims made insurance and why are some policies “loss occurring” policies? Why is a failure to take this cover a risk of bankruptcy to your business. What is vicarious liability?  Why are certain matters not covered? How much do I need to cover my business for?

We discuss all these issues in a simple and easy to understand format in a presentation catering for interactive discussion so that all your questions are answered.

 

So if you are looking for a presentation for your business or organisation, for 20 minutes, 30 minutes or up to 60 minutes, so that you can increase the knowledge of yourself or your colleagues, give us a call on 07 31231137 or 0439 530 910.

CPR Insurance – Experts who will save you!

  

Latest News

Robert Cooper - one of 100 faces of small business

This week it was announced as part of Small Business Week,  that Robert has been named one of the 100 faces of small business for a State Government promotion on the great value that small businesses play in the State of Queensland.

You can see Robert's entry here:

It is the third accolade for CPR Insurance Services in a month and after seven and a half years in business is a real pep up for the company.

For Robert, it is the culmination of many years experience, becoming well qualified, experiencing the highs and lows of a career and always wanting to contribute to his community. Sometimes, these things just come together and you receive recognition for your efforts.

Robert says that there is no doubt that starting your own business is a huge challenge, but with the right research and planning, the right people around you and a good set of values that you apply to the vision of the company, you have a very good chance of making it all succeed.

Robert says he is lucky. He has a strong supportive Wife, Mandy, who is also part of the business, along with efficient and hard working staff such as Julia McLauchlan and Aidan Harmer who are building up their own skills in a learning environment. 

However, the most important and most supportive people for CPR Insurance Services are our clients who have stuck by us and supported us over the past seven years. Our focus remains on providing the best possible service we can and always acting in their best interests. To all our clients, we say thank you!

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CPR Insurance wins Brokerage of the year

CPR Insurance Services picked up the award for the Best Brokerage (1-5 staff) in Australia, last Friday Night (4th May 2018) at the Insurance Business Magazine Awards held at the Westin in Sydney.

Judging came from various parts of the industry. It is a great honour to be recognised for our hard work and particular Business values we follow. A full list of winners is listed here.

Success comes from having great staff, and we thank Aidan Harmer and Julia McLauchlan as important support staff for helping us win such an award.

CPR Insurance has been in operation for more than 7 years now and is only successful because of the wonderful support from our staff, insurers and most importantly, our fantastic clients who put their faith and trust into our company to be their Risk Advisers and Brokers. 

Thank you to all.

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