Our Business

Cooper Professional Risks Pty Ltd

Specialising in the area of Professional Indemnity and Directors & Officers Liability but can provide assistance in all areas of Risk Management and Insurance. This company was formed to target mainly the small to medium businesses which cannot find a Professional Indemnity specialist other than with International Insurance Brokers who either want to charge high Broker Fees or dump them into the scheme with little service or advice.

 Robert Cooper is one of the leading experts in Professional Indemnity Insurance and will give all clients, big or small the maximum time and best possible advice needed for their particular profession. Through the back office support of National Adviser Services Pty Ltd, he has access to more than 35 Insurance markets including Lloyd syndicates through their Underwriting Agents. He knows which insurer wants your risk and he deals direct with them getting you the best possible cover and price.

CPR Insurance Services

A corporate authorised representative of NAS Insurance Brokers, we are therefore able to offer the full range of General Insurances for whether you run a Retail Shop or a fully qualified professional giving advice to their own clients. Any type of business can be catered for.

Specific types of cover include:

It is no wonder more and more people are choosing CPR Insurance Services as their Broker. Because CPR Insurance are experts who will save you!

Latest News

Ransomware a threat

You sit down at your computer to check your email. It is Christmas time and you are getting notes from many different delivery companies saying that a package was unable to be delivered to your home. Please click on the reply button (link) to advise where or when the parcel can be redelivered.

It looks authentic, you have no reason to believe that it simply advice about collecting yet another parcel in time for Christmas. The company named is well known and reputable. Admittedly the email address looks a little strange. However, you also know there are many new domain names and extensions now, You click on the reply button…

Before you know it, your computer has downloaded a version of “Crypto-locker”. Your first thought is that expensive Anti-Virus software should have picked it up, but they can only pick up viruses they know about. This brand new release of “Crypto-locker has locked up your screen and is demanded $1,000 worth of “Bitcoin”. What the hell is Bitcoin?

The fact is Australian businesses are increasingly at risk of attack by malicious ransomware software. Hackers have moved on from targetting government and banks, and are now going after small targets on a wide scale.

They are setting small amounts because small business works out that it is cheaper to pay the Ransom than hire an IT expert to fix up the problem.

Ransomware is software that infects a user's computer or network, locking access to files until a sum of money is paid. Crypto-locker is an example.

For now, Cyber Risk Insurance is available and if your Insurance Broker or Adviser has not yet discussed this with you, then contact us.

This is a real threat to your business, can affect your income and Brand reputation. Just like other Liability policies, you should not take the risk un-insured because it can wreck a business.

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Above-average cyclone season looms

Insurers should brace for an above-average cyclone season due to weakening La Nina conditions in the Pacific Ocean and warmer than average sea temperatures to the north and east, according to the Bureau of Meteorology.

The cyclone season begins next month and ends in April.

The bureau says Australia has a 67% chance of an above-average season, while the west has a 59% chance, the northwest 63%, the north 56% and the east 58%.

In neutral years the first tropical cyclone to make landfall typically occurs in late December, while in La Nina years it usually hits in the first week of December, the bureau says.

Insurance Council of Australia spokesman Campbell Fuller says even an average cyclone season – consisting of 11 events, four of which make landfall – can be devastating.

“An above-average year could bring many more than that, and each one has the potential to cause catastrophic damage if it crosses the coast in a heavily populated area,” he said.

As reported by insurancenews.com.au

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