Our Business

Cooper Professional Risks Pty Ltd

Specialising in the area of Professional Indemnity and Directors & Officers Liability but can provide assistance in all areas of Risk Management and Insurance. This company was formed to target mainly the small to medium businesses which cannot find a Professional Indemnity specialist other than with International Insurance Brokers who either want to charge high Broker Fees or dump them into the scheme with little service or advice.

 Robert Cooper is one of the leading experts in Professional Indemnity Insurance and will give all clients, big or small the maximum time and best possible advice needed for their particular profession. Through the back office support of National Adviser Services Pty Ltd, he has access to more than 35 Insurance markets including Lloyd syndicates through their Underwriting Agents. He knows which insurer wants your risk and he deals direct with them getting you the best possible cover and price.

CPR Insurance Services

A corporate authorised representative of NAS Insurance Brokers, we are therefore able to offer the full range of General Insurances for whether you run a Retail Shop or a fully qualified professional giving advice to their own clients. Any type of business can be catered for.

Specific types of cover include:

It is no wonder more and more people are choosing CPR Insurance Services as their Broker. Because CPR Insurance are experts who will save you!

Latest News

Above-average cyclone season looms

As reported by insurancenews.com.au

Insurers should brace for an above-average cyclone season due to weakening La Nina conditions in the Pacific Ocean and warmer than average sea temperatures to the north and east, according to the Bureau of Meteorology.

The cyclone season begins next month and ends in April.

The bureau says Australia has a 67% chance of an above-average season, while the west has a 59% chance, the northwest 63%, the north 56% and the east 58%.

In neutral years the first tropical cyclone to make landfall typically occurs in late December, while in La Nina years it usually hits in the first week of December, the bureau says.

Insurance Council of Australia spokesman Campbell Fuller says even an average cyclone season – consisting of 11 events, four of which make landfall – can be devastating.

“An above-average year could bring many more than that, and each one has the potential to cause catastrophic damage if it crosses the coast in a heavily populated area,” he said.

“Only one cyclone made landfall last season, and that was in a sparsely populated part of WA’s Pilbara. There’s no guarantee Australia will be so fortunate this summer.”

Tropical Cyclone Marcia cost insurers $544 million from more than 37,000 claims when it struck Rockhampton in February last year. In 2011 Cyclone Yasi cost insurers $1.4 billion.

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Beware the escape clause in Motor policies

Cheap motor insurance can have some tough exclusions The Policy Comparison team at LMI have highlighted some new exclusions have been introduced by some of the “Cheapy” direct insurers. Previously Motor Insurance wordings did not have an exclusion for “reckless acts” but this has now changed.  Reckless driving is often defined as a mental state in which the driver displays a wanton disregard for the rules of the road; the driver misjudges common driving procedures, often causing accidents and other damages. The legal dictionary defines reckless driving as operation of an automobile in a dangerous manner under the circumstances, including speeding (or going too fast forthe conditions, even though within the posted speed limit), driving after drinking (but not drunk), having too many passengers inthe car, cutting in and out of traffic, failing to yield to other vehicles, and other negligent acts.

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