Why is Insurance so important?

Who here likes to pay for Insurance?

What no one?

No one likes paying money to people where all you have to show for it is a piece of paper. However, it’s what’s on this piece of paper that counts.  What you are buying is “Peace of Mind”.

Ask yourself these questions:

  • What would I do if a Fire destroyed my business?
  • What would I do if I made a mistake and someone sued me as a result?
  • Who would pay for the damage I accidentally caused to some one else’s property.

Perhaps the government would bail me out? Whoops we do not live in a Socialist country.

Perhaps the Banks will help me out? Yes only if you pay them back double the money over time.

Perhaps we could adopt the Conservative philosophy, well “you will just have to pull yourself up by the bootstraps and start again”. What with? You should know your place. Only some of us are rich enough to cover the costs.

Perhaps that rich uncle or parent will help me out. Maybe a news story will cover my plight and all these people will offer to donate money to my cause.

Perhaps that same week my Factory burnt down, my Lotto numbers come though! Even though it would have been nice to use that money for something else.

I even know religious people who say “it is the will of God”. Yes well that reminds me of a joke about a guy on a boat who got washed overboard. There he is treading water, and a boat comes past and says “you right mate? Do you want us to rescue you?”. But the man in the water says “No, this is the will of God, he will look after me..”.  The next day, still treading water and getting very hungry, another boat comes past. They yell out to him, “Mate, do you want to be rescued?” He says, “No, I have faith in God, he will look after me..” Anyway, the guy eventually drowns and he gets to the Pearly gates and demands to see God. He says to him, “I put my faith in you, that you would look after me and see me right after I was washed overboard. Why did you not do this?” And God says to him “What are you talking about, I sent two boats?”.

Well, Insurance has been sent by God folks. It is there to rescue you if you have some sort of unfortunate event occur. I deal in General Insurance which means something material damaging your assets, or if you are financially liable for injury or property damage to some one else. Insurance is there to see you through the highs and lows caused by accidents or natural disasters. It is protecting your interests.

Governments control economic issues. You control the direction and success of your business. Insurance is there for things totally unexpected and out of your control like Fire, Storm and Accident.

It is a Peace of mind issue because once you have insured your assets and covered yourself for liability, then you can focus your mind on other issues, such as your actual business activities knowing that if some disaster was to occur that could potentially destroy your business, you have transferred that risk away and would be able to keep going.

By the way “Acts of God” are covered!

(This was part of a presentation given recently to a Business Group by Robert Cooper) 

Latest News

CPR Insurance wins Brokerage of the year

CPR Insurance Services picked up the award for the Best Brokerage (1-5 staff) in Australia, last Friday Night (4th May 2018) at the Insurance Business Magazine Awards held at the Westin in Sydney.

Judging came from various parts of the industry. It is a great honour to be recognised for our hard work and particular Business values we follow. A full list of winners is listed here.

Success comes from having great staff, and we thank Aidan Harmer and Julia McLauchlan as important support staff for helping us win such an award.

CPR Insurance has been in operation for more than 7 years now and is only successful because of the wonderful support from our staff, insurers and most importantly, our fantastic clients who put their faith and trust into our company to be their Risk Advisers and Brokers. 

Thank you to all.

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Robert Cooper - Elite Broker again

We are pleased to announce that once again Insurance Business Magazine has recognised Robert Cooper amongst the top Elite Insurance Brokers in Australia. See here

It is the fourth time in six years Robert has received this honour.

It is a great recognition for CPR Insurance Services who strive to provide the best possible standard of customer care and service to assist obtaining the best possible cover at the best possible price to meet the needs of for our clients.

Such awards are not possible without the outstanding support provided in the office by Julia, Aidan and Mandy, along with the fantastic support our clients continue to show to us. Thank you to all.

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