Why is Insurance so important?

Who here likes to pay for Insurance?

What no one?

No one likes paying money to people where all you have to show for it is a piece of paper. However, it’s what’s on this piece of paper that counts.  What you are buying is “Peace of Mind”.

Ask yourself these questions:

  • What would I do if a Fire destroyed my business?
  • What would I do if I made a mistake and someone sued me as a result?
  • Who would pay for the damage I accidentally caused to some one else’s property.

Perhaps the government would bail me out? Whoops we do not live in a Socialist country.

Perhaps the Banks will help me out? Yes only if you pay them back double the money over time.

Perhaps we could adopt the Conservative philosophy, well “you will just have to pull yourself up by the bootstraps and start again”. What with? You should know your place. Only some of us are rich enough to cover the costs.

Perhaps that rich uncle or parent will help me out. Maybe a news story will cover my plight and all these people will offer to donate money to my cause.

Perhaps that same week my Factory burnt down, my Lotto numbers come though! Even though it would have been nice to use that money for something else.

I even know religious people who say “it is the will of God”. Yes well that reminds me of a joke about a guy on a boat who got washed overboard. There he is treading water, and a boat comes past and says “you right mate? Do you want us to rescue you?”. But the man in the water says “No, this is the will of God, he will look after me..”.  The next day, still treading water and getting very hungry, another boat comes past. They yell out to him, “Mate, do you want to be rescued?” He says, “No, I have faith in God, he will look after me..” Anyway, the guy eventually drowns and he gets to the Pearly gates and demands to see God. He says to him, “I put my faith in you, that you would look after me and see me right after I was washed overboard. Why did you not do this?” And God says to him “What are you talking about, I sent two boats?”.

Well, Insurance has been sent by God folks. It is there to rescue you if you have some sort of unfortunate event occur. I deal in General Insurance which means something material damaging your assets, or if you are financially liable for injury or property damage to some one else. Insurance is there to see you through the highs and lows caused by accidents or natural disasters. It is protecting your interests.

Governments control economic issues. You control the direction and success of your business. Insurance is there for things totally unexpected and out of your control like Fire, Storm and Accident.

It is a Peace of mind issue because once you have insured your assets and covered yourself for liability, then you can focus your mind on other issues, such as your actual business activities knowing that if some disaster was to occur that could potentially destroy your business, you have transferred that risk away and would be able to keep going.

By the way “Acts of God” are covered!

(This was part of a presentation given recently to a Business Group by Robert Cooper) 

Latest News

CPR now CAR of Ausure

From today, 5th March 2018, CPR Insurance Services are now Corporate Authorised Respresentatives of Ausure Pty Ltd.

CPR Insurance Services effectively outsources its IT Broking systems, Accounts, Compliance and support systems to Ausure for a very reasonable cost. It allows us to concentrate on being Insurance Brokers knowing we have strong support from a large prominent Insurance Brokerage and deliver the best possible Insurance Service to you..

For our existing clients, your Invoices will look a little different, premiums are made payable to Ausure Pty Ltd (as provided on the Invoice). However, our service to you will remain the best it can be.

From our point of view, we expect to have quicker and more responsive support. They are providing Broking Systems more advanced than most insurers. They are Brisbane based giving us a feeling of local support. We are now closer to the Steadfast Group who part own Ausure. They have been very strong supporters of our business and assist us in all areas of Insurance, including providing very advanced Quoting systems and carefully negotiated broader policy wordings.

We look forward to building a great relationship with Ausure that we are sure will benefit our clients.

read more

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

read more