Storm Claims - Hints

After the Storm comes the Claim - What to do now.

Day-after tips

Here are some day-after tips from CPR Insurance Services when you need to claim on Insurance following a Storm.
 

Take photos.
Document all of the damage, especially of thing you need to dispose of quickly, like wet carpeting or spoiled food.

Make small repairs now.
If you have broken windows or other minor damage, repair it now to prevent further damage to your property.
Major repairs should wait until insurance adjusters have visited your property.
If possible, get a range of quotes before undertaking major repairs. However remember your insurance company may have specific steps it wants you to follow.

Check out your contractor.
In areas with widespread damage, it may not be possible to find a local contractor. If you hire someone from another city or state, ask to see a business license and evidence of liability insurance and record that information.
It is also a good idea to make a note of the contractor's license plate number.
Be very wary of contractors who demand payment upfront or pressure you to make a decision right away.

Lodge your insurance claim as soon as possible. After a large disaster, it can take longer than normal for your claim to be processed. Starting early helps ensure timely payment as insurers very much deal with claims in chronological order first and then ease of the claim next. So if you provide all the information the insurers need including properly completed claim forms, quotes for repairs, photos of damage and accounts or invoices for partial emergency repairs, it is likely your claim will be paid sooner rather than later.

CPR Claims Service

We provide complimentary claims services for all our clients but if you are not insured through us for that particular type of risk, we do offer a claims consultancy service at a reasonable cost if needed. CPR Insurance are experts who will save you.

Latest News

Will you lose the value of a Broker?

If you listen to the Podcast on this link you will here Robert Cooper explain to his Accountant why Small Business stands to lose if Insurance Brokers are not there to advise start up businesses and established businesses about the risks their occupation carries and how they can deal with them. Simply because they will not want to pay the fees that would be charged. Currently instead, Insurance Companies pay the Broker after the Insurance has been placed with them. Perhaps the premiums will appear a bit cheaper in the first year? Then they will question the fees an Insurance Broker puts on top and finds they can go to the Internet and obtain the same cover at the same price. However, they will not have the constant advice and claims advocacy that comes with an Insurance Broker. The big loser is definitely the Consumer as direct insurers give absolutely no advice, only price.

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Robert Cooper - one of 100 faces of small business

This week it was announced as part of Small Business Week,  that Robert has been named one of the 100 faces of small business for a State Government promotion on the great value that small businesses play in the State of Queensland.

You can see Robert's entry here:

It is the third accolade for CPR Insurance Services in a month and after seven and a half years in business is a real pep up for the company.

For Robert, it is the culmination of many years experience, becoming well qualified, experiencing the highs and lows of a career and always wanting to contribute to his community. Sometimes, these things just come together and you receive recognition for your efforts.

Robert says that there is no doubt that starting your own business is a huge challenge, but with the right research and planning, the right people around you and a good set of values that you apply to the vision of the company, you have a very good chance of making it all succeed.

Robert says he is lucky. He has a strong supportive Wife, Mandy, who is also part of the business, along with efficient and hard working staff such as Julia McLauchlan and Aidan Harmer who are building up their own skills in a learning environment. 

However, the most important and most supportive people for CPR Insurance Services are our clients who have stuck by us and supported us over the past seven years. Our focus remains on providing the best possible service we can and always acting in their best interests. To all our clients, we say thank you!

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