Storm Claims - Hints

After the Storm comes the Claim - What to do now.

Day-after tips

Here are some day-after tips from CPR Insurance Services when you need to claim on Insurance following a Storm.
 

Take photos.
Document all of the damage, especially of thing you need to dispose of quickly, like wet carpeting or spoiled food.

Make small repairs now.
If you have broken windows or other minor damage, repair it now to prevent further damage to your property.
Major repairs should wait until insurance adjusters have visited your property.
If possible, get a range of quotes before undertaking major repairs. However remember your insurance company may have specific steps it wants you to follow.

Check out your contractor.
In areas with widespread damage, it may not be possible to find a local contractor. If you hire someone from another city or state, ask to see a business license and evidence of liability insurance and record that information.
It is also a good idea to make a note of the contractor's license plate number.
Be very wary of contractors who demand payment upfront or pressure you to make a decision right away.

Lodge your insurance claim as soon as possible. After a large disaster, it can take longer than normal for your claim to be processed. Starting early helps ensure timely payment as insurers very much deal with claims in chronological order first and then ease of the claim next. So if you provide all the information the insurers need including properly completed claim forms, quotes for repairs, photos of damage and accounts or invoices for partial emergency repairs, it is likely your claim will be paid sooner rather than later.

CPR Claims Service

We provide complimentary claims services for all our clients but if you are not insured through us for that particular type of risk, we do offer a claims consultancy service at a reasonable cost if needed. CPR Insurance are experts who will save you.

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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