Business Insurance FAQ

Business Insurance policies vary considerably, mainly between Insurers seeking to provide an advantage over another competitors package, or to suit different types of occupations or industries. This of course can influence greatly the price too.

It is an Insurance Broker's duty to find you the best cover at the best price, but this is not always clear cut. It is best therefore to prioritise your requirements for the coverage you desire the most balanced against not just price, but also claims service reputation.

Make sure your Insurance Broker discusses your needs for the insurance based on all the risks you can identify that your business simply could not carry on its own.

On this page we discuss many of the sections of a Business Insurance policy that are vital and will vary between insurers. Remember, at CPR we here to help you with this process, because CPR Insurance are experts that will save you!

Business Interruption Cover - you cannot afford to go without it!

Removal of Debris cover - Do not under-estimate

5 steps for getting your Business Interruption cover right

Legal Liability Insurance - Can you afford to be sued?

Burglary is still a vital cover

Money needs Separate Cover

Seasonal Increases in Cover - Vary with you peak periods

Under Insurance - do not be caught short

2011 - The year of the Catastrophe

Be aware of Average/Coinsurance Clauses

Business Risks of a food wholesaler

Business Risks of a Cafe Owner

Latest News

Finalist in the Insurance Industry Awards

We were pleased to be advised this week that we are a finalist in the Australian Insurance Industry Awards in the category of Most Outstanding Authorised Representative Business for 2019.

Our company very much appreciates the accolade and just being nominated is prestigious to us. The awards ceremony is in August and we will see how we go, but being in the Top 4 is a credit to our team who have worked tremendously hard in the last eight years.

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2019 Insurance Brokerage of the Year

CPR Insurance Services are so proud to be awards for the second year in a row, "Australian Insurance Brokerage of the Year (1-5 staff)". To win this award two years running is very much a fantastic achievement and reflects the high standard we have maintained in the last two years.

We very much thank our hard working staff, Ausure Insurance Brokers our licence holder, the Steadfast Group, NIBA and LMI who have supported us with resources and services to meet the demands of our clients.

And of course we thank all our clients for their fantastic support over the eight years of our business, who if not for them, we would not have a business. Thank you.

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