Risk Management

Managing Risks of Storms

Are you ready to face another season of storms and cyclones?

With reports that Weather related events will be even more intense  in the future, us Risk Takers need to adapt and prepare so that the impact is reduced and our family and community is protected.

Insurance is fine when it comes to compensating you financially, but there are a lot of unpaid hours in preparing, submitting and following up on claims. There are many Flood victims who did not use an Insurance Broker still battling insurers to pay claims here in Queensland. Further, if the cost of a Claim is reduced by better prevention methods, then there is less of a need for Insurers to increase premiums.

Prevention is better than cure. Click here for a web site with useful tips. 

Most of this is common sense. There is also the forgotten issue of legal liability, that is the duty of care you owe to your neighbours. I have seen plastic chairs fly off balconies of multi-storey apartment blocks, branches damaging neighbouring properties and water damage from neighbour's blocked drains or poorly designed run-off areas.

We all have a duty to not just ourselves, but also our neighbours. So be Storm ready this season.

Cyclone Tracking Map

Cyclone Evan hits Fiji

Steamatic article - Storm in a teacup

Drier Conditions expected as La Nina recedes

Fierce Storms in WA June 2012

More fierce storms in WA November 2012

Tornados rip through Poland

After the Storm - Vero

Typhoon Vicente hits Hong Kong

Hurricane Sandy's trail of destruction

Sandy reminds Australians to prepare for Storm Season

Phillippines Typhoon Yolanda (Haiyan) terror

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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