Risk Management

Managing Risks of Travelling Overseas - The Basics

To avoid any problems when travelling overseas, at least follow these tips.

Know and have the local Currency

Ensure you have some local currency on you when you arrive and depart from your destination in case any local arrival or departure taxes are payable.Foreign Cash can be obtained from Banks or have them inserted into special cash cards or Travellers Cheques.


Credit Cards or ATM Cards can also be used but make sure you check transaction fees that can be imposed. Check your card limits (including any daily limits) with your financial institution. Check with your bank for information on international ATM fees.



Check that your passport is valid for at least 6 months beyond the period for which you are travelling.


Check to see if a visa is required for any of your destinations. Your travel agent should help you with this as well as resources available on the Internet.

Mobile Phone

Check coverage is available at your destination with your mobile service provider and if necessary enable International Roaming. However, be very careful with the additional data costs that can be imposed. Some have opted to buy a local pre-paid sim card to save on costs and is worth investigating.

Drivers Licence

Make sure your licence is current and valid. Not all car hire companies will accept a foreign driver's licence. Contact your local Australian Motoring Association to find out more about an International Driving Permit (IDP). International Drivers’ Licences are available but not always acceptable everywhere. Learn the local traffic laws because they do vary . Remember also those countries that drive on the other side of the road as we have to re-wire our driving habits.

Baggage Allowance

Check with your airline as cheaper tickets usually means less can be carries. Also remember factor in the need to begin the travel lighter as you usually have more to bring home.

Use The Government Travel Advisors

  1. Smart Traveller

Find out about your destinations. Keep informed of the latest government information on travel warnings and precautions. Visit the Australian DFATWebsite for the latest travel information

  1. WHO

The World Health Organization (WHO) is a specialised agency of the United Nations (UN) acting as a directing and coordinating authority on international public health. WHO coordinate international efforts to control outbreaks of infectious diseases, such as SARS, Malaria, Tuberculosis, swine flu and AIDS.



Ask your health professional at least eight weeks before you go for advice on any health precautions needed in the area you are visiting e.g. anti-malaria medication, vaccinations. Refer to this checklist.

Travel Insurance.

Ensure your travel insurance policy covers your business if relevant, and personal circumstances and planned activities.

Register your travel plan.

On smartraveller.gov.auso that you or your family can be contacted in an emergency

Make copies of important documents

Keep a copy of your passport, AHI insurance policy schedule, 24 hour emergency numbers and ticket details with you, and leave another set with family or your office. Carry additional copies of your passport photo with you in case you need a replacement passport while overseas.

Keep in touch

Contact home and your office if you are near a major disaster or incident while travelling overseas and know where your nearest Australian Embassy is located.

Get through airport security

If you don't want to end up on an episode of Border Security, check out Travel SecureThis government website includes information on passenger and baggage screening, liquids, aerosols and gels (LAGs) restrictions, and recommendations about travelling with children, laptops, medicines and sports equipment.

Preparation and planning is the key when travelling safely and enjoyably. Follow this advice a better trip overseas. 

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