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Cockies or Cockles?

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 Own a Restaurant or Cafe? Check out this Caloundra venue where they were fined more than $18,000 for breaches of the local Food Safety laws. By not spending a little bit more time and money to make sure your kitchens are nice and clean, you can instead pay whopping big fines to the Council and damage the name of your brand so disgusted people will spread the word and never come to your Restaurant and Cafe again. And if you do manage to avoid the council inspection and instead poison your customers with Salmonella or other bacteria, you may have your Products Liability cover to protect you. Or will you!

Check the Conditions of cover for clauses such as "reasonable precautions" or "abiding by local statutory regulations" as requirements to have a claim accepted or you could be paying out of your own pocket..

Then if you do have a Products Liability claim paid, the insurer may decide not to insure you in the future, and this has to be declared to every insurer, who may also think you are too much of a risk to accept. Or if you do find an insurer that will cover you, be prepared for huge premiums which will just add even more to the cost of running your business.

Tough? Not really. Everyone deserves to be safe. Everyone wants to trust each other to do the right thing. Everyone wants to make money.

Do it by good housekeeping and staying hygenically clean.

Last changed: Aug 20 2015 at 6:18 PM

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CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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