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What is Crisis Response Expenses Insurance?

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As a result of bodily injury to a third party, an insured may suffer adverse general public confidence. The purpose of considering this extended coverage is intended to help regain the confidence of the general public or of a specific market segment. Some examples include:

  • The property owner of a premises experiences adverse attention in the local paper after a visitor accidentally slips and falls which causes severe bodily injury
  • A manufacturer has a product in the market which has caused the user bodily injury and as a result experiences adverse media attention.


These expenses incurred as a consequence of these or similar incidents may not be covered by your current policy, but Chubb Commercial Insurance Policy is offering this additional cover as a new endorsement.


Coverage Expense Benefits

  • Advice and service provided by a communications, public relations or other crisis response firm
  • Broadcast, electronic, printed, telecast and telephonic announcements, communications and notices
  • Overtime remuneration, transportation and accommodation of regular workers
  • Procurement, remuneration, transportation and accommodation of persons other than permanent employees
  • Cost of administering first aid at the scene

Product Benefits

  • Communication costs for regaining public or marketplace confidence following covered General Liability bodily injury
  • Limits of Insurance are separate from the main General Liability Policy Limits
  • 10% Co-payment applied as standard (no-deductible provision)
  • Available on a first and third party basis.

If you would like the benefit of this cover combined with a Commercial Insurance policy through Chubb, please contact CPR Insurance Services on 07 31231137 

Last changed: Jun 16 2011 at 10:38 PM

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