Corporate Travel

What is it?

Corporate Travel Insurance covers expenses for medical treatment, emergency medical evacuation, flight cancellations or lost luggage for your Employees or Directors who travel overseas or within Australia on business. Some insurers offer cover for acts of terrorism and war.

A Corporate Travel policy is specifically designed to protect companies from many kinds of business travel expenses without many of the usual restrictions and exclusions placed on regular travel policies. This allows you to have confidence in their personal safety and security when travelling.
 

What does it cover?

Most insurers will provide cover on a broad basis. Look for the following in the cover:

  • Personal Accident & Sickness
  • Medical Expenses
  • Additional Expenses including Curtailment
  • Repatriation of Mortal Remains or funeral expenses
  • Missed Transport Connection Expenses
  • Baggage, Money, Travel Documents; including cover for Keys & Locks and delayed baggage
  • Kidnap, Ransom, Detention & Extortion
  • Alternative Employee Expenses
  • Hire Car Excess
  • Extra Territorial Workers Compensation
  • Personal Liability
  • 24 hour emergency assistance through an Assist Group that provides Security and Emergency Management such as:
    • Emergency medical assistance
    • Medical evacuations to first world care every year.
    • Services such as replacing a lost passport, to providing interpreters to retrieval of a deceased person and their transportation back to Australia.
    • Availablity 24 hours a day, 365 days a year.  
  • Loss of Deposits and cancellation  such as from financial collapse or insolvency of an entity such as an airline hotel chain, travel agent or tour company
  • Death by sickness - lump sum being paid out on similar to Life insurance
  • Overseas leisure travel of insured company director's and their accompanying spouse and dependant children are automatically included
  • Overseas medical expenses related to pre-existing conditions
  • Ongoing medical expenses cover up to 24 months after the event, even after the Insured Person has returned to Australia
  • Cover for events resulting from terrorist attacks
  • Worldwide War Cover but most include exclusion areas which can be included at an additional cost

Why do you need it?

You have a duty to look after your employees and Directors who travel regularly interstate and overseas. Legally you may be vicariously liable anyway. They take time away from friends and family sometimes at great risk. Their personal health and safety, as well as their own personal belongings are at risk. They will perform their work better and represent your company much better knowing that they would be looked after in an emergency travel situation. 

Who can help?

An Insurance Broker can find the right Insurer for you with the most appropriate policy wording.  An insurance broker's role is to act as your representative and work in your interests, seeking the best cover at the best price for you with their skill, market knowledge and experience. Call a good one.

Call CPR –Experts who will save you 

Kidnap & Ransom Insurance - What is it?

Claims Examples of Corporate Travel

Check with Smart Traveller before you go

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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