Corporate Travel

What is it?

Corporate Travel Insurance covers expenses for medical treatment, emergency medical evacuation, flight cancellations or lost luggage for your Employees or Directors who travel overseas or within Australia on business. Some insurers offer cover for acts of terrorism and war.

A Corporate Travel policy is specifically designed to protect companies from many kinds of business travel expenses without many of the usual restrictions and exclusions placed on regular travel policies. This allows you to have confidence in their personal safety and security when travelling.
 

What does it cover?

Most insurers will provide cover on a broad basis. Look for the following in the cover:

  • Personal Accident & Sickness
  • Medical Expenses
  • Additional Expenses including Curtailment
  • Repatriation of Mortal Remains or funeral expenses
  • Missed Transport Connection Expenses
  • Baggage, Money, Travel Documents; including cover for Keys & Locks and delayed baggage
  • Kidnap, Ransom, Detention & Extortion
  • Alternative Employee Expenses
  • Hire Car Excess
  • Extra Territorial Workers Compensation
  • Personal Liability
  • 24 hour emergency assistance through an Assist Group that provides Security and Emergency Management such as:
    • Emergency medical assistance
    • Medical evacuations to first world care every year.
    • Services such as replacing a lost passport, to providing interpreters to retrieval of a deceased person and their transportation back to Australia.
    • Availablity 24 hours a day, 365 days a year.  
  • Loss of Deposits and cancellation  such as from financial collapse or insolvency of an entity such as an airline hotel chain, travel agent or tour company
  • Death by sickness - lump sum being paid out on similar to Life insurance
  • Overseas leisure travel of insured company director's and their accompanying spouse and dependant children are automatically included
  • Overseas medical expenses related to pre-existing conditions
  • Ongoing medical expenses cover up to 24 months after the event, even after the Insured Person has returned to Australia
  • Cover for events resulting from terrorist attacks
  • Worldwide War Cover but most include exclusion areas which can be included at an additional cost

Why do you need it?

You have a duty to look after your employees and Directors who travel regularly interstate and overseas. Legally you may be vicariously liable anyway. They take time away from friends and family sometimes at great risk. Their personal health and safety, as well as their own personal belongings are at risk. They will perform their work better and represent your company much better knowing that they would be looked after in an emergency travel situation. 

Who can help?

An Insurance Broker can find the right Insurer for you with the most appropriate policy wording.  An insurance broker's role is to act as your representative and work in your interests, seeking the best cover at the best price for you with their skill, market knowledge and experience. Call a good one.

Call CPR –Experts who will save you 

Kidnap & Ransom Insurance - What is it?

Claims Examples of Corporate Travel

Check with Smart Traveller before you go

Latest News

Robert Cooper - Elite Broker again

We are pleased to announce that once again Insurance Business Magazine has recognised Robert Cooper amongst the top Elite Insurance Brokers in Australia. See here

It is the fourth time in six years Robert has received this honour.

It is a great recognition for CPR Insurance Services who strive to provide the best possible standard of customer care and service to assist obtaining the best possible cover at the best possible price to meet the needs of for our clients.

Such awards are not possible without the outstanding support provided in the office by Julia, Aidan and Mandy, along with the fantastic support our clients continue to show to us. Thank you to all.

read more

CPR Insurance nominated for Brokerage of the Year

We are please to announce that CPR Insurance Services has been nominated as a finalist in the Brokerage of the Year (1 to 5 Brokers) for the inaugural Insurance Business Awards. 

A Black Tie Gala Dinner in Sydney on the 4th May 2018 will announce the winner, so fingers crossed.

CPR Insurance Services has been in existence for more than 7 years now and continue to grow and develop. It is thanks to our wonderful clients who appreciate us being part of their own businesses as their Risk and Insurance Advisers.

We continue to follow the simple philosophy of providing Expertise, best possible service and being there for our clients when they need us, such as at Claim time. We are here to save you.

Find out who made the cut here!

The Insurance Business Awards will bring together industry leaders to celebrate excellence in the insurance profession, recognising leading brokers, brokerage businesses, insurers and underwriting agencies in Australia for their contribution to the industry over the past 12 months.

read more