Your Responsibility

Proposal Forms

When completing a proposal form, the applicant is obliged to disclose all facts which may affect the acceptance of the application for insurance. Failure to do so may result in insurers denying future claims and cancelling the insurance from the start of the policy.

Each director or officer applying for insurance under the policy must sign the proposal form.

By signing, they are stating that they are unaware of any facts, other than those declared, which may affect the insurers' decision to provide insurance cover.

Changes Which May Affect Your Cover

Any changes that could affect the insurance cover should be reported to your insurers, Notifiable changes include:

  • A change to the composition of the Board.
  • Mergers, takeovers or acquisitions by the company.
  • Overseas expansion.
  • Changes to the nature of business activities.
  • Bankruptcy, receivership, liquidation or a failure by the company to pay debt.
  • Proposed equity or capital raisings.

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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