Employsure - a comprehensive EPL solution

What is Employsure?

It is a comprehensive workplace relations advice service, enabling employers to protect their businesses by helping them to comply with workplace regulation and providing them with an indemnity against the prospect of a claim.

Australian workplace relations have changed dramatically in recent years. Employees now have a wide array of rights, which has created a regulatory minefield for employers. They are burdened with a confusing set of obligations and run the risk of being tied up in lengthy and costly legal processes if they get things wrong.

Those that were previously able to get by without the benefit of specialist workplace relations advice really cannot do so anymore. Without robust employment policies, compliant contracts and expert advice, employers are left open to a variety of claims, including unfair dismissal, breach of contract, discrimination and harassment.

 For an affordable annual fee, Employsure identify, manage and protect businesses against the workplace relations risks that firms face on a day to day basis.

They do this by providing businesses with four core services all included in the annual fee:

  • clients receive a complete audit of their workplace documentation,
  • unlimited professional advice on workplace relations issues,
  • expert representation in courts and tribunals, and
  • comprehensive insurance cover if they face a claim.

This is the first product of its kind in Australia, but is based upon a number of successful businesses in the UK and the US, which have proved enormously popular with the SME market in a similar regulatory environment.

The Risks you face with out this cover

  • Spiralling legal bills
  • Adverse publicity
  • Loss of management time
  • Fines and compensation

These risks are real. In the past year, the number of unfair dismissal claims rose by 153% and discrimination claims by more than 50%. Every day, employers are being held to account for failing to comply with their workplace relations obligations, leaving them to face up to the consequences of problems that could easily have been avoided if they had taken the right advice at the right time

Their role is simple: they help employers achieve peace of mind when it comes to workplace relations issues so that they can focus on the needs of their business.

Employsure do this by ensuring that employers have access to everything they need to take the challenge out of compliance and by protecting them against the disruption of workplace disputes.

Their unique four stage process provides employers with a complete workplace relations service, designed to prevent disputes from occurring, but in the event that they do, safeguarding against the associated costs.

Employers receive:

  • A complete audit of workplace documentation, including employment contracts and staff handbooks, to identify and resolve any areas in which the business is not compliant with existing laws.
  • Unlimited expert advice on workplace relations issues to help prevent issues becoming disputes and disputes becoming claims.
  • In the event that a claim does arise, representation in courts and tribunals by one of Australia’s leading workplace relations law firms.
  • $1 million of cover for losses suffered as a result of workplace relations claims, including compensation, fines, damages and sums payable under settlement, provided employers seek and follow our advice.

They do not charge by the hour and believe that all employers should have access to the guidance and protection that Employsure provides.

The pricing is simple and transparent. Employers pay an affordable annual fee for all of Employsure’s services. Everything is included for this. There are no hidden costs, no hourly rates and no excess on the insurance cover provided.

Employers are able to budget for their workplace relations needs, safe in the knowledge that when issues arise, they will be provided with all of the support that they need without any unpleasant surprises.

 To Summarise

  • No hourly rates
  • A complete workplace relations solution
  • Unlimited advice whenever required
  • Updates at no extra cost
  • No insurance excess
  • Peace of mind

 So if you want to know more about this product and how to obtain it, call CPR - Experts who will save you!

Employsure Brochure

Product Summary

Policy Terms

Watch this Video 

Latest News

D&O premium pool ‘must treble’ to return to profitability

A new report – called "Show Me The Money!" by insurer XL Catlin and law firm Wotton + Kearney – is the second in a series of three white papers on securities class actions and their impact on the Directors & Officers Liability (D&O) market. The main conclusion is that Directors’ and officers’ (D&O) insurance premiums are under-priced significantly and need to rise strongly to restore profitability. The main risk areas are those exposed to securities class actions, 

It says Directors & Officer's Side A, Side B and Side C cover has been chronically underpriced since at least 2011, while the frequency of class actions is increasing as more plaintiff lawyers and litigation funders enter the space.

The analysis suggests last year’s overall premium pool of about $210 million would need to increase by at least three times to establish a profitable market, if it is assumed all other factors stay unchanged.

“Recent market developments would indicate most D&O insurers are now endeavouring to restore some semblance of profitability to their portfolios after years of market losses,” the report says.

read more

75% of Cyclone Debbie claims settled

In the 6 months since Cyclone Debbie devastated Queensland and parts of northern New South Wales:

• more than 31,000 homes and business have been repaired or received settlements from their insurance company

• more than 20,000 families have had possessions replaced

• more than 4,500 motor vehicles have been repaired or new vehicles provided

• hundreds of local builders and trades have been working on properties to repair the damage and destruction caused by the cyclone

• over $5 million has been paid EACH DAY to assist local communities, residents and businesses.

read more