Types of cover

Heavy Vehicle Transport Insurance

The Heavy Motor Transport sector of insurance is very competitive when it comes to price. But price is not everything. CPR Insurance suggest you consider a cover that will more suit your business. You need rapid responses and fast turnaround of paperwork. Insurers with the latest technology and systems, and a claims department when it is needed that will provide you with the best possible service.

So don’t just choose on price, though we will always seek to get you the best cover at the best price.

Claims Service – why else do you bother to insure? 

You want a claims service to be available Australia Wide through broad national networks of approved, Independent Loss Assessors, using your own choice of repairer . 
On staff assessors who get their salary from the insurers may possibly have the aim of cost cutting rather than making sure you get the best quality repair work. 
Choose an insurer who doesn’t insist that repairers obtain parts for the repair of your vehicle from a particular source. Repairers should be free to conduct the repair of an insured vehicle in the best & fastest manner possible, in consultation with the Independent Loss Assessors.
Try to get an Insurer who doesn’t try to encourage you to use particular repairers with whom they may have come to certain prior agreements, by labelling them as Recommended Repairers. You should have complete freedom to choose the repairer you want. 

Other benefits to consider in a comprehensive cover policy are:

 Seek a Non Placarded Dangerous Goods liability Cover including Asbestos 
 Available is $30 Million Liability Cover, including Supplementary Bodily Injury. 
 Replacement New Vehicle up to 3 Years Old – for all cars, trucks & trailers (if available in Australia), including On Road costs. 
 Finance Payout to at least 25% above Market Value (subject to Sum Insured). 
 Non-Owned trailer Material Damage cover (excluding Tanker and Temperature Controlled trailers which are separately insured). 
 Clean up costs of the load. 
 All Sign – Writing, Artwork, Fixed Accessories and Tarpaulins, Gates, Chains and Binders on your vehicle at the time of an accident, automatically covered up to the Sum Insured. 
 Automatic Inclusion of new vehicles up to $1 million Sum Insured – may need to be notified to insurers within 30 days of purchase. 
 Automatic Inclusion of all Financiers of all insured vehicles. 
 Automatic Inclusion of vehicles in any new company the insured acquires. 
 Rekeying / Recoding costs - if vehicle stolen or keys lost 
 Driver Repatriation costs 
 Cross Liability Clause 
 Vehicle Hire costs after theft for 30 days 
 Vehicle Retrieval costs after repair or theft 
 Vehicle retrieval costs if immobilized but undamaged. 
 Legal Costs - No sublimit, Reasonable Costs can be covered. 
 No sub-limit on Towing & Fire Brigade costs - Reasonable Costs. 
 Medical Expenses 
 Expediting Expenses
 Personal Property 
 Substitute Vehicle covered while yours is repaired. 
 Authorise own repairs to at least $5,000. 
 Shows & Exhibitions - Your vehicle is covered if you put it on static display. 
 Average set as low as possible
 Towed Vehicles & Trailers - covered for liability while being towed. 
 make your cover Agreed Value for any Truck, Prime Mover, Trailer or Plant & Equipment. 

 

Further Information

Insurer liaises with Brokers on horrific transport risks

Latest News

Robert Cooper - one of 100 faces of small business

This week it was announced as part of Small Business Week,  that Robert has been named one of the 100 faces of small business for a State Government promotion on the great value that small businesses play in the State of Queensland.

You can see Robert's entry here:

It is the third accolade for CPR Insurance Services in a month and after seven and a half years in business is a real pep up for the company.

For Robert, it is the culmination of many years experience, becoming well qualified, experiencing the highs and lows of a career and always wanting to contribute to his community. Sometimes, these things just come together and you receive recognition for your efforts.

Robert says that there is no doubt that starting your own business is a huge challenge, but with the right research and planning, the right people around you and a good set of values that you apply to the vision of the company, you have a very good chance of making it all succeed.

Robert says he is lucky. He has a strong supportive Wife, Mandy, who is also part of the business, along with efficient and hard working staff such as Julia McLauchlan and Aidan Harmer who are building up their own skills in a learning environment. 

However, the most important and most supportive people for CPR Insurance Services are our clients who have stuck by us and supported us over the past seven years. Our focus remains on providing the best possible service we can and always acting in their best interests. To all our clients, we say thank you!

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CPR Insurance wins Brokerage of the year

CPR Insurance Services picked up the award for the Best Brokerage (1-5 staff) in Australia, last Friday Night (4th May 2018) at the Insurance Business Magazine Awards held at the Westin in Sydney.

Judging came from various parts of the industry. It is a great honour to be recognised for our hard work and particular Business values we follow. A full list of winners is listed here.

Success comes from having great staff, and we thank Aidan Harmer and Julia McLauchlan as important support staff for helping us win such an award.

CPR Insurance has been in operation for more than 7 years now and is only successful because of the wonderful support from our staff, insurers and most importantly, our fantastic clients who put their faith and trust into our company to be their Risk Advisers and Brokers. 

Thank you to all.

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