Heavy Vehicle Transport Insurance

Good drivers deserve good premiums

Some insurers offer you the choice of insuring without Driver Declaration conditions. Others will give a substantial discount, if you take up their Driver Declaration option. They can even assist you in the selection process for your drivers, which may reduce your chances of an accident. Certainly our experience has shown us that we are able to obtain much lower premiums to customers who choose this option.
Even if you take this option, you should still be allowed for any correctly licenced driver you wish, to drive your truck but they may ask you to share more of the risk with them by paying a $10,000 excess if an Unapproved driver has an accident.
Also, if you forget to declare a driver and they have an accident, they should consider that if they would have approved the driver, they would waive the Unapproved Driver Excess.
If the accident would have occurred regardless of who was driving, they should waive the Unapproved Driver Excess anyway.
This very fair and flexible approach means you can make premium savings from Driver Declarations with complete peace of mind. 

Latest News

Illegal or unsuitable cladding now a big issue

Why we have laws, regulations and Australian standards? Because some people just do the wrong thing all for the sake of making money. The cladding issue is the subject of 4 Corners program on the ABC.

We are already seeing Insurance policies now placing exclusion endorsements into their policies excluding and claims relating to illegal cladding. We are seeing Governments demanding Audits of all existing buildings above a certain height. There are accusations of Builders taking other short cuts such as on Wiring, Pipes and sprinkler systems. 

The question is, who is to blame? Who will take responsibility?

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Small business in NSW

Right after the NSW Government have reimposed Fire Service Levies, they have at least made an effort for small business. The government has announced it will abolish stamp duty on a number of policies taken out by a small business. This is an important change.

What is a small business? In order to gain the exemptions, the business must be a small business for Capital Gains Tax Purposes for the income year in which the insurance is effected or renewed. A small business for CGT purposes is: “an individual, partnership, company or trust that is carrying on a business, and has an aggregated turnover of less than $2 million.”

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