Leisure Travel

What is it?

It has become much easier for us to travel around the world, but there are risks that we need to be aware of, that can cost us dearly and impact the rest of our lives.

Many of these risks can be protected with a broad insurance coverage we call Leisure Travel Insurance. We can insure that one off trip.

You can also find this cover already included in many Corporate Travel Policies, that are annual renewable policies for regular business travellers. They often include partners or family accompanying them and the odd personal trip as part of the cover.

However, for the rest of us, we often have to take out our own personal cover.

What does it cover?

These are typical sections you can find in many policies. However, the limits do vary and can also be tailored to suit your particular needs:

  • Death & Capital Benefits
  • Weekly Accident benefit 85% of Salary
  • Overseas Medical Expenses Unlimited for 12 months
  • Additional Expenses
  • Baggage
  • Money (cash)
  • Loss of Deposits
  • Kidnap & Ransom
  • Hire Car Excess Expenses
  • Personal Liability
  • Security Evacuation Cover

Why do you need it?

If you are overseas and you are involved in a Car Accident or taken ill suddenly, yes you may be taken to a hospital to be treated, but this is not free. The Hospital will want to be paid for the treatment given. In some parts of the world, these costs are astronomical and will insist on payment upfront before they incur further expenses. If you are fit enough to travel, you still may need special assistance to be brought home. Repatriation costs are also not cheap. Can you or your family afford this?

Then what if you become ill after booking the trip but have not travelled yet. Being indemnified for any loss of deposits will assist in getting that money back so you can afford to book at a later date rather than lose it.

Then there is the real risk of Kidnap and Ransom in many countries. The Australian Government will not pay your ransom. If you end up dying, who will pay to bring back your body to Australia, or even the Funeral Expenses to be buried overseas.

Then there are the risks of Baggage being lost or stolen, how do you replace it? With all your travel money leaving you nothing for the rest of the trip? Then there are the other issues like paying an excess on the Car Hire following an accident, having your money stolen.

Who can help?

CPR can provide advice and assistance in this area of cover. You need to be aware of the limitations of these covers, particularly if a Mature Age traveller or you have pre-existing medical conditions. Some insurers cater better for these than others even though they all have one thing in common, you must be medical fit and cleared by your Medical Practitioner to Travel.

We can help you with the fine print.

For a straight out quick and easy quote, you might like to try this button here and obtain an instant quote:

This link enables our clients to obtain the following policies:

  • International
  • Domestic
  • Frequent (Annual) Travellers
  • Travellers aged over 70

Comprehensive Benefits Include:

  • Unlimited Medical
  • Unlimited Cancellations
  • Luggage up to $38,000
  • Access to Travel Guard in an emergency
  • Plus many more

Check the policy carefully, particularly the policy exclusions and conditions, to make sure it suits your needs, otherwise, give us a call for assistance.

Latest News

Robert Cooper - Elite Broker again

We are pleased to announce that once again Insurance Business Magazine has recognised Robert Cooper amongst the top Elite Insurance Brokers in Australia. See here

It is the fourth time in six years Robert has received this honour.

It is a great recognition for CPR Insurance Services who strive to provide the best possible standard of customer care and service to assist obtaining the best possible cover at the best possible price to meet the needs of for our clients.

Such awards are not possible without the outstanding support provided in the office by Julia, Aidan and Mandy, along with the fantastic support our clients continue to show to us. Thank you to all.

read more

CPR Insurance nominated for Brokerage of the Year

We are please to announce that CPR Insurance Services has been nominated as a finalist in the Brokerage of the Year (1 to 5 Brokers) for the inaugural Insurance Business Awards. 

A Black Tie Gala Dinner in Sydney on the 4th May 2018 will announce the winner, so fingers crossed.

CPR Insurance Services has been in existence for more than 7 years now and continue to grow and develop. It is thanks to our wonderful clients who appreciate us being part of their own businesses as their Risk and Insurance Advisers.

We continue to follow the simple philosophy of providing Expertise, best possible service and being there for our clients when they need us, such as at Claim time. We are here to save you.

Find out who made the cut here!

The Insurance Business Awards will bring together industry leaders to celebrate excellence in the insurance profession, recognising leading brokers, brokerage businesses, insurers and underwriting agencies in Australia for their contribution to the industry over the past 12 months.

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