Leisure Travel

What is it?

It has become much easier for us to travel around the world, but there are risks that we need to be aware of, that can cost us dearly and impact the rest of our lives.

Many of these risks can be protected with a broad insurance coverage we call Leisure Travel Insurance. We can insure that one off trip.

You can also find this cover already included in many Corporate Travel Policies, that are annual renewable policies for regular business travellers. They often include partners or family accompanying them and the odd personal trip as part of the cover.

However, for the rest of us, we often have to take out our own personal cover.

What does it cover?

These are typical sections you can find in many policies. However, the limits do vary and can also be tailored to suit your particular needs:

  • Death & Capital Benefits
  • Weekly Accident benefit 85% of Salary
  • Overseas Medical Expenses Unlimited for 12 months
  • Additional Expenses
  • Baggage
  • Money (cash)
  • Loss of Deposits
  • Kidnap & Ransom
  • Hire Car Excess Expenses
  • Personal Liability
  • Security Evacuation Cover

Why do you need it?

If you are overseas and you are involved in a Car Accident or taken ill suddenly, yes you may be taken to a hospital to be treated, but this is not free. The Hospital will want to be paid for the treatment given. In some parts of the world, these costs are astronomical and will insist on payment upfront before they incur further expenses. If you are fit enough to travel, you still may need special assistance to be brought home. Repatriation costs are also not cheap. Can you or your family afford this?

Then what if you become ill after booking the trip but have not travelled yet. Being indemnified for any loss of deposits will assist in getting that money back so you can afford to book at a later date rather than lose it.

Then there is the real risk of Kidnap and Ransom in many countries. The Australian Government will not pay your ransom. If you end up dying, who will pay to bring back your body to Australia, or even the Funeral Expenses to be buried overseas.

Then there are the risks of Baggage being lost or stolen, how do you replace it? With all your travel money leaving you nothing for the rest of the trip? Then there are the other issues like paying an excess on the Car Hire following an accident, having your money stolen.

Who can help?

CPR can provide advice and assistance in this area of cover. You need to be aware of the limitations of these covers, particularly if a Mature Age traveller or you have pre-existing medical conditions. Some insurers cater better for these than others even though they all have one thing in common, you must be medical fit and cleared by your Medical Practitioner to Travel.

We can help you with the fine print.

For a straight out quick and easy quote, you might like to try this button here and obtain an instant quote:

This link enables our clients to obtain the following policies:

  • International
  • Domestic
  • Frequent (Annual) Travellers
  • Travellers aged over 70

Comprehensive Benefits Include:

  • Unlimited Medical
  • Unlimited Cancellations
  • Luggage up to $38,000
  • Access to Travel Guard in an emergency
  • Plus many more

Check the policy carefully, particularly the policy exclusions and conditions, to make sure it suits your needs, otherwise, give us a call for assistance.

Latest News

Robert Cooper - one of 100 faces of small business

This week it was announced as part of Small Business Week,  that Robert has been named one of the 100 faces of small business for a State Government promotion on the great value that small businesses play in the State of Queensland.

You can see Robert's entry here:

It is the third accolade for CPR Insurance Services in a month and after seven and a half years in business is a real pep up for the company.

For Robert, it is the culmination of many years experience, becoming well qualified, experiencing the highs and lows of a career and always wanting to contribute to his community. Sometimes, these things just come together and you receive recognition for your efforts.

Robert says that there is no doubt that starting your own business is a huge challenge, but with the right research and planning, the right people around you and a good set of values that you apply to the vision of the company, you have a very good chance of making it all succeed.

Robert says he is lucky. He has a strong supportive Wife, Mandy, who is also part of the business, along with efficient and hard working staff such as Julia McLauchlan and Aidan Harmer who are building up their own skills in a learning environment. 

However, the most important and most supportive people for CPR Insurance Services are our clients who have stuck by us and supported us over the past seven years. Our focus remains on providing the best possible service we can and always acting in their best interests. To all our clients, we say thank you!

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CPR Insurance wins Brokerage of the year

CPR Insurance Services picked up the award for the Best Brokerage (1-5 staff) in Australia, last Friday Night (4th May 2018) at the Insurance Business Magazine Awards held at the Westin in Sydney.

Judging came from various parts of the industry. It is a great honour to be recognised for our hard work and particular Business values we follow. A full list of winners is listed here.

Success comes from having great staff, and we thank Aidan Harmer and Julia McLauchlan as important support staff for helping us win such an award.

CPR Insurance has been in operation for more than 7 years now and is only successful because of the wonderful support from our staff, insurers and most importantly, our fantastic clients who put their faith and trust into our company to be their Risk Advisers and Brokers. 

Thank you to all.

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