Motor Vehicle Insurance

Motor Vehicle Insurance – We can do the unusual

We can help you with Fleets, Rare, Prestige, Classic and specialty vehicles, and Motorcycles.

CPR Insurance Services generally does not assist clients with “one-off” motor vehicle insurance as the direct insurers provide so much competition (along with so little service) that we cannot compete on price.

However we can obtain covers that can be traditionally classed as a prestige motor vehicles along with, partner’s vehicles, motorcycles and privately imported vehicles from specialist insurers distinctly designed for the discerning vehicle owner that direct insurers stay away from.

Also for Commercial businesses and not for profit organisations that have fleets of vehicles, we can assist placing these with insurers offering the most competitive terms.

We also understand that owners of prestige and specialty vehicles and motorcycles require a higher level of cover, a superior level of service and dedicated support in the event of a claim. 

We can obtain cover for:

Vintage, Veteran, Classic,

Emerging Classic,

Prestige,

Specialty vehicles,

Imported vehicles,

Modified vehicles,

Accommodation vehicles, and

Motorcycles.

Many of our insurers can provide the following Benefits

New vehicle replacement benefit – Up to Three Years

Agreed value or Market Value

Choice of repairer

No claim bonus protection

Lifetime guarantee on repairs

Hire Vehicle in the event of theft or accident

Multi vehicle discount

Automatic salvage retention (vehicles 25+ years)

First Excess free windscreen and window glass claim

Emergency repairs and accommodation

Cover for nannies and chauffeurs, regardless of age

Riding Apparel cover

Additional Cover

Limited use options

Laid up cover

Flexible Excess options

Trailer cover

Claim Specialists

We assist in quick, efficient claims processing. Our aim is to minimise the time vehicles are off the road, by monitoring and making sure our clients receive the best service possible from insurers.

Repairers

We understand that those with classic vehicles know repairers that are model specific and most insured's being enthusiasts have already build up a relationship with their repairer. Combined with experienced classic and specialty vehicle Assessors, we want our Insured's vehicle claims to be handled with competent and professional service providers to produce the best and most positive results.

To obtain a quotation for your vehicle, simply call CPR Insurance Services – we are experts who will save you!

Motor Vehicle Checklist

Know your Risk - Motor Vehicle Insurance

Latest News

D&O premium pool ‘must treble’ to return to profitability

A new report – called "Show Me The Money!" by insurer XL Catlin and law firm Wotton + Kearney – is the second in a series of three white papers on securities class actions and their impact on the Directors & Officers Liability (D&O) market. The main conclusion is that Directors’ and officers’ (D&O) insurance premiums are under-priced significantly and need to rise strongly to restore profitability. The main risk areas are those exposed to securities class actions, 

It says Directors & Officer's Side A, Side B and Side C cover has been chronically underpriced since at least 2011, while the frequency of class actions is increasing as more plaintiff lawyers and litigation funders enter the space.

The analysis suggests last year’s overall premium pool of about $210 million would need to increase by at least three times to establish a profitable market, if it is assumed all other factors stay unchanged.

“Recent market developments would indicate most D&O insurers are now endeavouring to restore some semblance of profitability to their portfolios after years of market losses,” the report says.

read more

75% of Cyclone Debbie claims settled

In the 6 months since Cyclone Debbie devastated Queensland and parts of northern New South Wales:

• more than 31,000 homes and business have been repaired or received settlements from their insurance company

• more than 20,000 families have had possessions replaced

• more than 4,500 motor vehicles have been repaired or new vehicles provided

• hundreds of local builders and trades have been working on properties to repair the damage and destruction caused by the cyclone

• over $5 million has been paid EACH DAY to assist local communities, residents and businesses.

read more