Environmental Consultants

Professional Indemnity for Environmental Consultants – What is it?

Professional Indemnity insurance provides essential financial protection for Environmental Consultants against potential losses arising out of acts, errors and omissions from a wide variety of their services provided, including advice on pollution, waste control and land fill schemes, land management and climate change management.

Who needs this cover?

Professionals involved in a wide range of environmental industries including engineering, remediation and health and safety require a unique solution for the professional risks they face. A professional person providing services such as advice, is regarded by their client as an expert and is therefore open to a claim being made against them should their advice be wrong. The concepts of energy efficiency and sustainability are not new, many of the technologies being implemented to address these concerns for the business sector are new and innovative. For companies designing and implementing these technologies on behalf of their clients, this can lead to some difficult professional liability exposures. 

Where can these claims come from? 

CPR has the expertise to understand the unique risks and opportunities posed in this field. Claims for Environmental Consultants can come from inadequate or incorrect advice, design, specification. inadequate supervision and project management, inappropriate or incorrect certification, poor work documentation, taking on work beyond the professional’s capabilities or experience, Poor communication with clients and breach or infringement of copyright.

Why is it useful? 

Losing a claim made against you can result in enormous costs and expenses. Some claims take more than five years to settle, leaving a large bill for court costs and legal expenses. Even when successful, defending a claim can be costly.

Who can help you?

CPR has experience in providing professional indemnity coverage for firms working in the following areas:

  • Environmental engineering
  • Environmental assessments
  • Environmental remediation
  • Due diligence audits
  • Habitat restoration 
  • Lab testing/ analysis
  • Asbestos consulting
  • Lead consulting
  • Petroleum
  • Mechanical system design or testing
  • Regulatory compliance
  • Air emissions testing and control 
  • Waste brokering
  • Health & safety training
  • Industrial hygiene
  • Mould consulting 
  • Soil/ water testing

An Insurance Broker who specialises in this cover can find the right Insurer for you with the most appropriate policy wording. An insurance broker's role is to act as your representative and work in your interests, seeking the best cover at the best price for you with their skill, market knowledge and experience. Call a good one. 

Call CPR – Experts who will save you
 

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Liberty White Paper - Environmental Risk Part 2

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