Swimming Pool Fence Inspectors

What is Professional indemnity & Liability insurance for Swimming Pool Safety Inspectors?

New legislation in Queensland regarding pool safety requires mandatory pool inspections for properties being sold or leased from 1 December 2010 by a registered certifier who has completed the relevant training and has a minimum level of Professional Indemnity insurance.

 

What sorts of risks do I have?

 Professional Indemnity is there to cover any act, error or omission that you could make in carrying out this role. The Inspector has an absolute obligation to issue a certificate under section 246AA of the Building Act 1975 providing the Swimming Pool owner has met the standards of safety required. They must interpret the legislation correctly and this includes:

  • Completing correctly the Pool Safety Register
  • Following requirements under the Queensland Development Code MP 3.4 regarding heights and objects
  • Australian Standard 1926.1-2007 regarding gate latches and fencing
  • Assessing different types of pools including ‘Wet edge” or “Infinity Edge” Pools and their tanks
  • Issuing the right type of certificate or non-conformity notices and within required time frames
  • Research appropriate answers to issues or queries

This is just abiding by the Government’s requirements, let alone the common law duty owed in actually helping to prevent injuries to the owner or their friends and family.

 

We also strongly advise that Public Liability cover of at least $10,000,000 is taken as well which will provide protection for any injuries or property damage caused to another person or their premises whilst carrying out the activity.

 

Who does it affect?

There are many areas where you may be exposed to economic loss as a result of an error or omission by you or one of your employees in carrying out such a role. Especially because you have to determine each situation on a case by case basis.

 

While appropriate training may be given to Swimming Pool Safety Inspectors, you have a duty of care that is owed to not just the Swimming Pool owner but also other stakeholders such as Real Estate Agents or Property Managers that engage their services. That is why holding Professional Indemnity is compulsory for them.

 

Why is it useful?

Losing a claim made against you can result in enormous costs and expenses. Some claims take more than five years to settle, leaving a large bill for court costs and legal expenses. Even when successful, defending a claim can be costly.

 

Who can help?

Professional indemnity is a complex and specialised area of insurance. If you want to know more about the professional indemnity policies and conditions relevant to your profession, contact a specialist insurance broker such as Cooper Professional Risks.

An insurance broker's role is to act as your representative and work in your interests, seeking the best cover at the best price for you from market knowledge.

 

Call a good one. Call CPR. Experts who will save you

Cooper Professional Risks Pty Ltd trading as CPR Insurance Services is a Brisbane based business. Robert Cooper can be contacted on 07 3123 1137 or 0439 530910. Email is enquiries@professionalrisk.com.au

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Services Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 5 March 2018.

Fundamentally, there is no difference to you, except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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