Trades/Mobile Business Insurance

The Main Risk for "Tradies" is their Public Liability exposure and secondly, their General Property (Tools of Trade) risks. Some occupations such as Electricians have even more requirements if they are working in Queensland

However, a Tradesman may not just be working from home. They may have a depot with office staff or perhaps a workshop in an Industrial area, so need to cover themselves for Fire and other perils (such as Storm, Vandalism, Flood), Burglary, Glass or Machinery Breakdown. A Trades Pack policy may be needed for adequate protection

They may also have commercial vehicles and trailers to carry their tools of trade around in. These could be big vehicles or mobile plant and equipment, depending on their vocation.

They may be in the Construction game and find themselves responsible for the Contract Works exposure. That is Fire and other perils at the work site as well as the liability risk for the unfinished work.

It all depends on what your activities are and how you operate and at CPR Insurance Services, we can assist in determining all your Insurance needs and Risk Management requirements. So call us now if you need help!

CPR Insurance - Experts who will save you!

Click here for more about these sections of a Trades Package policy

Click here if you want to look at any of the Insurers policy Wordings

Latest News

CPR joins Ausure

We would like to announce to all our Clients, Prospective Clients, Suppliers and Insurers, that Cooper Professional Risks Pty Ltd trading as CPR Insurance Services, will be leaving National Adviser Systems Pty Ltd (NAS) and joining Ausure Pty Ltd as a Corporate Authorised Representative from 9 March 2018.

Fundamentally, there is no difference to you except our Invoices will look a little different, and the Banking details will be in a different name and account number. Everything else at CPR stays the same.

There are a number of reasons we have made this decision, but the primary reason is for what we believe is best for our clients.

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Special offer to CPR Insurance clients

Employsure are providing a FREE Business Health Check to all our clients and gives you the opportunity to receive an analysis of the health and safety requirements in your workplace. Also. Employsure  will review your employment agreements as well as your wage rates helping you to avoid workplace claims.

Ordinarily this would cost you at least $1,250 but because you are a CPR Insurance client, it is free!

It involves the following review for you.

SAFECHECK

A specialist Work Health and Safety Consultant will visit your workplace and carry out:

A review of your business’ current work health and safety policies, procedures and systems to identify areas of concern or non-compliance

Following the review, you will receive a report summarising the findings and the health and safety

Status of your workplace

WAGE CHECK

A Wages Adviser will review your rates of pay and produce a Wage Check report.

The review will be conducted against the industrial instrument applicable

A report will be supplied advising if the wages are compliant and what steps to take to achieve compliance

CONTRACT REVIEW

A Document Consultant will review an employment agreement and provide recommendations.

The review will highlight compliance issues with the Fair Work Act 2009 as well as best practice

The report will make recommendations to achieve compliance and provide protection to your business.

This will remove any areas of potential dispute and risk

So what do you have to lose? Contact us on 07 3123 1137 and arrange 

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