Business Insurance FAQ

Business Insurance policies vary considerably, mainly between Insurers seeking to provide an advantage over another competitors package, or to suit different types of occupations or industries. This of course can influence greatly the price too.

It is an Insurance Broker's duty to find you the best cover at the best price, but this is not always clear cut. It is best therefore to prioritise your requirements for the coverage you desire the most balanced against not just price, but also claims service reputation.

Make sure your Insurance Broker discusses your needs for the insurance based on all the risks you can identify that your business simply could not carry on its own.

On this page we discuss many of the sections of a Business Insurance policy that are vital and will vary between insurers. Remember, at CPR we here to help you with this process, because CPR Insurance are experts that will save you!

Business Interruption Cover - you cannot afford to go without it!

Removal of Debris cover - Do not under-estimate

5 steps for getting your Business Interruption cover right

Legal Liability Insurance - Can you afford to be sued?

Burglary is still a vital cover

Money needs Separate Cover

Seasonal Increases in Cover - Vary with you peak periods

Under Insurance - do not be caught short

2011 - The year of the Catastrophe

Be aware of Average/Coinsurance Clauses

Business Risks of a food wholesaler

Business Risks of a Cafe Owner

Latest News

Three Years running - Insurance Brokerage of the Year 1 to 5 staff

Mandy and Robert Cooper were extremely honoured and astounded to once again win, Insurance Brokerage of the Year for 2020 from Insurance Business Australia magazine. This is the third year running.

While this year has not been the easiest of years for the business with Covid 19, the Recession, the hard market and issues at Lloyds of London, we are literally all in this together as an Insurance Industry.

CPR Insurance Services continues to make our clients the number one focus of our business while managing our relationships with Insurers, who we need more than ever in this market climate.

CPR Insurance Services are a highly ethical Brokerage with a reputation as a trusted advisor who always acts in the Client's best interests. Their experience, knowledge and expertise is amongst the highest in the industry.

CPR Insurance Services is now ten years old as a business and is proud of being an Authorised Representative of Ausure and their partnership with Steadfast, giving CPR the strength and backing to match it with any Broking firm in the Insurance Industry, but remain focussed on supporting the Small to Medium business segment.

Memberships of the National Insurance Brokers Association, Australia and New Zealand Institute of Insurance and Finance, Australian Insurance Law Association, Australian Professional Indemnity Group and the Australian Institute of Company Directors, ensures CPR Insurance Services maintains the high standard of knowledge and expertise required to be one of the best Brokerages in Australia.

CPR Insurance Services also plays a strong role in their local community supporting other Sporting Clubs and Community organisations. They also support and promote local businesses with their operation of the Kedron Brook Business Group who meet regularly and has 174 members.

We are truly honoured to receive this National award once again for the third year as a recognition of CPR Insurance Services contribution.

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Finalist for QLD Broker of the Year

Robert Cooper was honoured to be nominated as a finalist for Queensland Insurance Broker of the year for 2020, as part of the National Insurance Brokers Association. Unfortunately he missed out on the ultimate award but is a reflection of the high standard that the industry now has for such awards.

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